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  • 2 Miranova Place, Suite 280 Columbus, OH 43215 Mobile (614) 787-8786 Tel (614) 787-8786 Thomas.Lade@ccm.com
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Your Local CrossCountry Mortgage Loan Officer

Tom Lade

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  • Senior Loan Officer
  • Columbus, OH Mortgage Loan Officer
  • NMLS #962607
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I’ll be with you every step of the way

Hi, I’m Thomas. Buying a home or refinancing can seem overwhelming, but I’ll make it easy for you. With nine years of experience assisting homebuyers in the greater Columbus, Ohio area and across the nation, I’ve seen it all. We’ll review your loan options together, answer your questions about home financing, and choose the mortgage best fit for your homeownership dreams. You can rely on me to make every step in your home loan journey go smoothly!

From applying to receiving your keys or completing your refinance, I’ll be there to support you. You’ll receive continuous updates on your loan, and I’ll always be available to answer your questions. Communication promotes confidence, and I want you to feel confident every step of the way. At America’s #1 Retail Mortgage Lender in Columbus, OH, I look forward to providing you with an outstanding mortgage experience.

My social posts

Josh Callahan - CrossCountry Mortgage Josh Callahan - CrossCountry Mortgage
Jun 10
Settle in and stay awhile with a fixed-rate mortgage. These loans offer predictability and security so you can focus less on rates and more on enjoying your dream home.
Josh Callahan - CrossCountry Mortgage Josh Callahan - CrossCountry Mortgage
Jun 9
Action over ambition.
Josh Callahan - CrossCountry Mortgage Josh Callahan - CrossCountry Mortgage
Jun 6
Whether they find you through an online listing or reach out directly, 2/3 of buyers rely on agents. Set them up for success by making sure pre-approval is step 2.
Josh Callahan - CrossCountry Mortgage Josh Callahan - CrossCountry Mortgage
Jun 4
Pending home sales dropped 6.3% in April, and we’re seeing a familiar trend. More homes on the market, fewer buyers committing. The difference now? Your clients may have more leverage. Let’s talk today!
Josh Callahan - CrossCountry Mortgage Josh Callahan - CrossCountry Mortgage
Jun 3
The only thing better than getting a great mortgage? Refinancing to get an even better one. We’ll help with both. Learn more here: http://spr.ly/61842Chw2
Woman researching loan officers to find the right financing parter

Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

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A woman in her home office is excited to learn about down payment assistance options.
A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Buying Now Means Saving Later

Don’t fixate on rate

Get the home you want now. If rates fall in the future, you can refinance to the lower rate after 6 full payments. And, with a lender credit of up to $1,500*, you’ll save upfront and thousands down the line. 

Your free rate quote

For full terms and conditions, visit ccm.com/buynowrefilater

Down Payment Assistance

Turn years from now into today 

Saving for a down payment can be a challenge, we get that. With our variety of down payment assistance (DPA) programs for conventional and FHA loans, you could buy a home with little or no cash. 

For most of these programs, one buyer must be a first-time homebuyer, and homebuyer education and other requirements may apply. 

We make home happen. Contact me today to see which option is best for you. 

Learn more

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

Contact me

Inspiration for your home loan journey

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

    Learn more

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